Jacobs Financial Services is an insurance agency, and our team members are licensed insurance agents. Insurance services have a best interest standard which requires recommendations to be in your best interest, and as insurance agents we receive commission for the sale of insurance and annuity products.
We do not offer investment advisory services in accordance with a fiduciary standard. Fixed indexed annuities are insurance products. They are not bank deposits and are not FDIC or SIPC insured. Guarantees depend on the claims-paying ability of the issuing insurance company.
Annuities are long-term products designed for retirement income and may be appropriate for only a portion of your savings. We are not affiliated with any government agency.