For people who are retired or getting close
Free 30-Minute Online Class
Annuity 101: What an Annuity Can Do, and What It Can't
A plain-language class from the Jacobs Financial Services team. We'll walk through how fixed indexed annuities work, who they may fit, and when another option makes more sense.
Free. Wednesday, October 14 at 12:00 PM or 6:00 PM Eastern. About 30 minutes on Zoom. Both times cover the same class.
What to expect
30 minutes, start to finish.
We start on time and end on time.
Plain language.
No jargon. If we use a term, we explain it.
Ask anything.
Type your question in the chat and we'll answer it live.
Who this is for
This class is a good fit if:
- You're retired, or you plan to retire in the next several years.
- Someone has mentioned an annuity to you, and you want to understand it before you decide anything.
- You already own an annuity and aren't sure how it works.
This class is probably not for you if:
- You're looking for a stock tip or a market prediction.
- You want a product recommendation today. Every situation is different, and we don't recommend anything without understanding yours first.
What we'll cover
How a fixed indexed annuity works
What happens to the account when the market goes up, and when it goes down. We'll walk through one simple example, line by line.
What it does not do
Every annuity has tradeoffs. We'll cover surrender periods, fees on optional add-ons, taxes, and why an annuity is usually meant for only part of your savings.
Who it may fit, and who should look elsewhere
A short checklist to see if an annuity makes sense for you at all, plus 8 questions to ask before you sign anything.
Your hosts
Tom Jacobs
Founder, Jacobs Financial Services
Tom has spent [XX] years helping West Michigan families plan for retirement income. He has taught hundreds of retirement classes and dinner seminars, and he is the author of Retirement Wake Up Call. His approach is simple: explain it clearly, answer every question, and let people decide for themselves.
Mike Bouma
Licensed Insurance Agent, Jacobs Financial Services
[Two sentences from Mike: how long he has been with JFS, where he's from, and why he does this work.]
Frequently asked questions
Why is this class free?+
Most people have questions about annuities, and very few get a straight explanation. At the end, we'll explain how to set up a one-on-one conversation if you'd like one. If you don't, you still leave with a clearer picture.
Is this a sales presentation?+
No. This is an educational class. We won't recommend a specific product or insurance company on the call. We want you to know up front that we are licensed insurance agents, and we do offer annuities.
Do I need to own an annuity to attend?+
No. Many people who come have never owned one. Others own one and want to understand it better.
How do I join?+
After you register, we'll email you a Zoom link. You can join from a computer, tablet, or phone, and you don't need a Zoom account.
Will I get a recording?+
Yes. Everyone who registers will get a replay link after the class. [CONFIRM RECORDING]
Will someone contact me after I register?+
We'll send reminders by email. A licensed insurance agent from our team may also reach out to see if you have questions. You're never under any obligation.
Save your seat
Free · About 30 minutes on Zoom